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Worth Harris Carter, Jr.
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Obituary for Worth Harris Carter, Jr.

Worth Harris Carter, Jr., 79, of Rocky Mount, VA passed away on Friday, April 7, 2017. He was born in Richmond, VA on August 18, 1937 to the late Worth Harris Carter, Sr. and Fannie West Carter. In addition to his parents, he was preceded in death by his wife of 42 years, Katherine Smellie Carter.

He is survived by three children, Worth Harris Carter, III and wife Susan of Rocky Mount, VA, Katherine Louise Carter of Rocky Mount, VA, and Ernest Linwood Carter, II and wife Amber of Forest, VA; six grandchildren, Worth IV, Tyler, Lauryn-Ashley, Caleb, Micah, and Josiah and two great-grandchildren, Jayden and Brantley. He is also survived by his brother, Ernest Linwood Carter and wife Margaret of Martinsville, VA and several nieces and nephews. He also leaves behind numerous other family members and close family friends who loved him dearly.

He was devoted to his family, his friends, his employees, his stockholders, his Board of Directors and his bank’s customers. His work ethic was truly legendary. Although interested in sports, particularly the University of Virginia and Liberty University athletics, anyone who knew him realized his real hobby was work. His ability to focus on issues until they were solved was second to none.

Not only did he love his family and friends, he also loved the many people who worked for his banks over the years. He always made the time to care for and counsel them whenever they needed help or advice. Despite the pressures of his job, he was always soft spoken and kind to everyone. He was one of a kind and a true gentleman. Those who were lucky enough to know him will be forever blessed and will never forget him.

Mr. Carter was a member of First Baptist Church in Martinsville, VA, where he served as a former Sunday School teacher.

Mr. Carter was a 1955 graduate of Hermitage High School, in Richmond, VA. He received his BA in Political Science and History in 1958 from the University of Richmond, Richmond, VA. He attended the University of Virginia Law School, in Charlottesville, VA from September 1958 to January 1960.

From October 1953 to January 1960 Mr. Carter worked as a cashier for Safeway Stores in Richmond and Charlottesville, VA. He then worked as a bank examiner for the Federal Reserve Bank of Richmond, VA examining banks in Virginia, West Virginia, Maryland, North Carolina, and South Carolina from January 1960 to January 1964. From January 1964 to June 1973 he served as the Vice President and Comptroller at Piedmont Trust Bank in Martinsville, VA.

From June 1973 to the present, Mr. Carter organized and opened ten separate new community banks: First National Bank of Rocky Mount, VA in December 1974; Patrick Henry National Bank, Martinsville, VA in October 1976; Peoples Bank of Danville, Danville, VA in November 1976; Blue Ridge Bank, Floyd, VA in November 1978; South Boston Bank, South Boston, VA in October 1985; Central National Bank, Lynchburg, VA in July 1996; Mountain National Bank, Galax, VA in July 1996; Patriot Bank NA, Fredericksburg, VA in July 1996; Shenandoah National Bank, Staunton, VA in July 1996; and First National Exchange Bank, Roanoke, VA in May 1998. All of these banks merged on December 29, 2006 and created Carter Bank & Trust, Martinsville, Virginia.

Mr. Carter was Chairman of the Board and CEO of Carter Bank & Trust. When his first bank opened in December 1974, it consisted of 1 office with 8 employees and 1.2 million in capital and total assets. Today Carter Bank & Trust consists of 123 offices throughout Virginia and North Carolina with approximately 975 employees with capital in excess of $434 million and total assets of approximately $4.5 billion.

In addition to founding the 10 banks above, Mr. Carter also founded the following bank subsidiaries and served as President and Chairman of the Board of each: Mortgage Company of Virginia, Inc.; Bank Services of Virginia, Inc.; Bankers Insurance; and Coresoft.

Always believing in the importance of education, Mr. Carter served on the following public school, college, and university boards: Martinsville City School Board – 21 years (11 years as Chairman); Averett University – 8 years; Ferrum College – 8 years; Mary Baldwin College – 8 years; and the University of Richmond – 4 years.

Among many others, Mr. Carter received the following recognitions: the Alumni Distinguished Service Award from the University of Richmond on April 5, 2002; the Heck Ford Award from Martinsville/Henry County Chamber of Commerce honoring a lifetime achievement of leadership, commitment and dedication to promoting economic growth in Martinsville and Henry County on May 27, 2004; the National award as the 2010 Technology Innovator of the Year from “Bank Technology News” as the result of developing a core software platform for bank use; and an Honorary Doctor of Business Degree from Liberty University in 2012.

The funeral service will be held at 2:00 pm on Saturday, April 15, 2017 at Thomas Road Baptist Church,
1 Mountain View Road, Lynchburg, VA 24502. Visitation will be at the church from 6:00 pm to 9:00 pm on Friday, April 14, 2017.

In lieu of flowers, the family is requesting donations be made to the United Way of Martinsville & Henry County, P.O. Box 951, Martinsville, VA 24112, an organization that was dear to Mr. Carter’s heart.

Norris Funeral Services Inc. and Crematory Martinsville, VA is serving the Carter family.
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Previous Events





6:00 PM - 9:00 PM
Thomas Road Baptist Church

1 Mountain View Road
Lynchburg, Virginia 24502





2:00 PM
Thomas Road Baptist Church

1 Mountain View Road
Lynchburg, Virginia 24502

Memorial Contribution

United Way of Henry County and Martinsville

149 E. Main Street
P. O. Box 951
Martinsville, VA 24112

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